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Client Portal
Open an A/c
Client Portal
Open an A/c

Investment Options

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When you’re ready to invest in your future with an IRA, there are several easy ways to get started.

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How to open an IRA
You can easily open and fund an IRA. Whether you prefer investing on your own or want personal investment guidance, we have options available to fit your needs. However you choose to invest – automated vs. self-directed, or by working with a financial professional – you’ll enjoy the benefits of opening an IRA, like tax-advantaged growth. That can mean more money saved for your future.

  • Automated Investor

    For convenient investing at a low cost, open an IRA through Automated Investor from Trustvest Capital Ridge Investments. This robo-advisor combines our expertise and technology to manage your retirement account.

  • Self-directed investing

    To make investments on your own, open a self-directed brokerage account from Trustvest Capital Ridge Investments. This lets you trade stocks, bonds, mutual funds, ETFs and more, on your own.

  • Financial professional

    When you work with a dedicated wealth professional through Trustvest Capital Ridge or Trustvest Capital Ridge Investments, you’ll have a single point of contact to help you guide your IRA strategy.

Roth vs. traditional IRAs

Your non-deductible IRA contribution grows tax-free, and qualified withdrawals are not taxed. This strategy allows younger investors to potentially grow their investments over the long term.

Traditional IRAs provide tax-deferred growth. Any income your IRA investments earn will not be taxed until you start taking distributions from the account. This is a popular strategy for those who expect to be in a lower tax bracket when they retire.

IRAs for the self-employed, and small business owners

If you’re self-employed or a small business owner, consider a simplified employee pension (SEP) IRA for yourself and any employees. A SEP IRA offers higher contribution limits than other retirement accounts. For the 2023 tax year, contributions can be up to 25% of compensation, with a $66,000 maximum.